Insurance Premium Data

Historical auto and home insurance premium trends from the US, UK, and Western Europe to assess risk, market shifts, and economic indicators.

Author

Tiki inc.
January 29, 2025 • Reading Time: 2 minutes

$2 million / yr.

Estimated value calculated using a combination of factors that include market size, size requirements, and scarcity. The value reflects the total across all potential buyers, and is not reflective of a single deal.

Background

Auto and home insurance markets are cornerstones of financial stability for individuals and households in the US, UK, and Western Europe. These regions are home to highly dynamic insurance industries, where trends in premium pricing can reveal significant insights into risk assessment, consumer behavior, and broader economic shifts. For hedge funds and data-driven analysts, insurance premium data serves as a critical indicator for financial models, risk projections, and portfolio strategies.

Why It’s Valuable

  • Economic Indicators: Insurance premiums often reflect broader economic conditions, including inflation, risk perception, and disposable income levels.

  • Market Intelligence: Identifying shifts in pricing strategies among insurers provides a competitive edge for market players.

  • Risk Management Insights: Understanding historical trends can help firms model and mitigate future risks effectively.

Requested Data

The specific data types, insights, and signals requested by the buyer. As a data vendor, you only need to supply the raw data for one or more. You can use Tiki to create and deliver the requested insights and signals from your raw data.

  • Premium Trends: Historical data for auto and home insurance premiums spanning several years, enabling long-term trend analysis.

  • Regional Breakdown: Coverage across the US, UK, and Western Europe to compare regional differences and identify global patterns.

  • Granularity: Detailed information on premium amounts by policy type, insurer, and risk profile.

  • Frequency: Ideally weekly data, with monthly data also being considered for longer-term analysis.

Buyer Interest

The types of data buyers who have expressed interest to Tiki and their respective use cases for this data. If you have the data required for this request, Tiki will introduce you to the buyer(s).

  • Hedge Funds and Quant Firms: Using premium trends as input for models predicting economic stability and consumer spending.

  • Insurance Carriers and Brokers: Analyzing competitor trends and pricing strategies for market positioning.

  • Corporate Risk Analysts: Leveraging premium data to assess the potential impacts of economic or environmental events on the insurance sector.